The stability is reflected in the following features of its operations:

1. Payment of Dividends of 8.5% on shares of $50,000.00 or more for the last twelve (12)years.
2. A tradition of payment of dividends in full at the member’s request.
3. A tradition of more than 99% of loan requests being granted on the day of the request, with the member accessing money immediately. (Same day loan service).
4. A tradition of settling members’ accounts immediately if they wish to terminate membership or withdraw unencumbered funds. (Same day service).
5. The expectation that we will continue to pay superior dividends in 2011.
6. Real Estate comprised of two properties in Port-of-Spain, two in San Fernando, one in Tobago and one in Sangre Grande, all of which are unencumbered.
7. (a) Credit Union Deposit Insurance Fund protection of up to $75,000.00 on each members’ shares at no direct cost to the member.
   (b) CUNA share protection of up to $50,000.00 on each member’s shares at no direct cost to the member.
   (c) CUNA loan protection of up to $150,000.00 on each member’s loan at no direct cost to the member.
8. An investment policy that does not put all our eggs in one basket. Indeed our investments are spread over more than 36 financial institutions, so that no one single investment ever poses a significant threat to the viability of Teachers Credit Union.
9. THERE IS NO BETTER INVESTMENT THAT OUR MEMBERS CAN MAKE THAN INVESTMENT IN THE MOST STABLE CREDIT UNION IN TRINIDAD & TOBAGO – TEACHERS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED.